:root{--navy:#142139;--ink:#202c40;--muted:#5a6575;--blue:#234fd1;--light:#f3f5f8;--line:#dce1e9;--serif:Georgia,'Times New Roman',serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:#fff;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #5680ff;outline-offset:5px}button{cursor:pointer}img{display:block;max-width:100%}.container{width:min(1200px,calc(100% - 96px));margin:auto}.preview{background:var(--navy);color:#e1e7f4;text-align:center;font-size:12px;padding:7px 20px;letter-spacing:.02em}.header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.nav{min-height:98px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:15px;font-size:15px;font-weight:700;line-height:1.5}.brand small{display:block;font-size:10px;font-weight:400;letter-spacing:.12em;margin-top:4px}.monogram{font-family:var(--serif);font-size:35px;letter-spacing:-3px;border-right:1px solid var(--line);padding-right:18px}.monogram span{color:var(--blue)}nav{display:flex;align-items:center;gap:28px;font-size:14px}nav>a:not(.button):hover{color:var(--blue)}.button{display:inline-flex;align-items:center;justify-content:center;gap:25px;background:var(--blue);color:white;min-height:54px;padding:14px 23px;font-size:14px;font-weight:600;border:1px solid transparent;border-radius:4px;transition:background .2s,transform .2s}.button:hover{background:#173da9;transform:translateY(-2px)}.button.small{min-height:44px;padding:10px 18px}.hero{display:grid;grid-template-columns:1.16fr 1fr;align-items:center;gap:60px;padding-top:65px;padding-bottom:70px}.eyebrow{font-size:12px;letter-spacing:.16em;font-weight:700;color:var(--blue);margin:0 0 24px}h1,h2{font-family:var(--serif);font-weight:400;line-height:1.12;letter-spacing:-.045em;margin:0 0 26px}h1{font-size:clamp(44px,4.6vw,66px)}h2{font-size:clamp(35px,3.5vw,49px)}em{font-weight:400;color:var(--blue)}.intro{font-size:21px;line-height:1.5;margin:26px 0 12px;max-width:440px}.lead{color:var(--muted);max-width:490px;font-size:16px;line-height:1.85}.actions{display:flex;align-items:flex-start;flex-direction:column;gap:19px;margin-top:30px}.text-link{font-weight:600;font-size:14px;display:inline-flex;gap:14px;align-items:center}.text-link:hover{color:var(--blue)}.hero-details{display:flex;gap:20px;margin-top:34px;color:var(--muted);font-size:12px;flex-wrap:wrap}.hero-details span+span{border-left:1px solid var(--line);padding-left:20px}.portrait{height:568px;position:relative;border-radius:5px 5px 70px 5px;overflow:hidden;background:#c6c9ce}.portrait img{width:100%;height:100%;object-fit:cover;object-position:50% 36%;transform:scale(1.16)}.portrait:after{content:'';position:absolute;inset:40% 0 0;background:linear-gradient(transparent,rgba(9,20,37,.9));pointer-events:none}.portrait-label{position:absolute;bottom:33px;left:32px;color:white;z-index:1}.portrait-label span{display:block;font-size:12px;letter-spacing:.02em}.portrait-label strong{display:block;font-family:var(--serif);font-size:30px;font-weight:400;line-height:1.4;margin:6px 0}.portrait-side{position:absolute;right:16px;top:26px;color:#fff;writing-mode:vertical-rl;font-size:10px;letter-spacing:.2em}.section{padding-top:90px;padding-bottom:90px}.light{background:var(--light)}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:38px}.section-heading h2{margin-bottom:0}.section-heading>p{max-width:350px;color:var(--muted);margin-bottom:5px}.protection-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.protection-grid article{background:#fff;padding:26px 24px 24px}.card-number{font-family:var(--serif);font-size:24px;color:#7d8eae}h3{font-size:18px;line-height:1.35;letter-spacing:-.015em;margin:17px 0 10px}.protection-grid p{font-size:14px;color:var(--muted);margin:0;line-height:1.75}.fine-print{font-size:12px;line-height:1.7;color:var(--muted);margin-top:20px}.product-list{border-top:1px solid var(--line)}.product-list>a{display:grid;grid-template-columns:160px 1fr 1fr 35px;align-items:center;gap:26px;padding:25px 0;border-bottom:1px solid var(--line)}.product-list>a:hover h3{color:var(--blue)}.product-type{font-size:10px;font-weight:700;letter-spacing:.1em;color:var(--muted)}.product-list h3{margin:0;font-family:var(--serif);font-size:25px;font-weight:400}.product-list p{font-size:14px;color:var(--muted);margin:0}.product-arrow{color:var(--blue);font-size:26px}.navy{background:var(--navy);color:#fff}.navy .eyebrow{color:#9dafff}.navy em{color:#a9bcff}.navy .section-heading>p{color:#c1c9d8}.steps{padding:0;list-style:none;display:grid;grid-template-columns:repeat(5,1fr);gap:28px;margin:48px 0 38px}.steps li{border-top:1px solid #4a5567;padding-top:20px}.steps li>span{font-family:var(--serif);font-size:32px;color:#a9bcff}.steps h3{font-size:16px}.steps p{font-size:14px;color:#c1c9d8}.button.white{background:white;color:var(--navy)}.button.white:hover{background:#dce4ff}.audience{display:grid;grid-template-columns:1fr 1fr;gap:100px}.audience .lead{max-width:360px}.audience-list article{padding:0 0 20px;margin-bottom:20px;border-bottom:1px solid var(--line)}.audience-list h3{margin:0 0 6px}.audience-list p{margin:0;color:var(--muted);font-size:14px}.about{display:grid;grid-template-columns:1fr 1.25fr;gap:100px}.about-role{font-size:14px;color:var(--muted)}.about-intro{font-family:var(--serif);font-size:28px;line-height:1.4;margin-top:0}.about p:not(.eyebrow):not(.about-intro){color:var(--muted)}.benefits{padding:12px 0 0;list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:16px;font-size:14px}.benefits li:before{content:'✓';color:var(--blue);margin-right:10px}.faq{display:grid;grid-template-columns:.9fr 1.3fr;gap:90px}.faq>div>p:not(.eyebrow){color:var(--muted);max-width:280px}.faq .text-link{margin-top:12px}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{list-style:none;cursor:pointer;font-size:16px;padding:22px 30px 22px 0;position:relative;font-weight:600}summary::-webkit-details-marker{display:none}summary:after{content:'+';position:absolute;right:2px;top:18px;color:var(--blue);font-size:24px;font-weight:400}details[open] summary:after{content:'−'}details p{font-size:14px;color:var(--muted);margin:0 30px 24px 0}.contact{background:#eaf0fc}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px}.contact-name{font-weight:700;margin-top:30px}.contact-name span{display:block;font-size:14px;font-weight:400;color:var(--muted)}.contact-buttons{display:flex;gap:12px;flex-wrap:wrap}.outline{background:transparent;color:var(--blue);border-color:#a4b6de}.outline:hover{background:#d8e3ff}.email{display:block;font-size:15px;margin-top:18px}.button[aria-disabled=true]{opacity:.55;cursor:not-allowed;transform:none}.contact form{background:white;padding:32px;border:1px solid #dbe3f2;border-radius:6px}.contact form h3{font-family:var(--serif);font-size:29px;font-weight:400;margin:0}.form-note{color:var(--muted);font-size:14px;margin-top:6px}fieldset{padding:0;margin:25px 0 0;border:0;min-width:0}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}label{display:block;font-size:14px;font-weight:600;margin-bottom:16px}label span{font-weight:400;color:var(--muted)}input,select,textarea{width:100%;border:1px solid #cbd3df;border-radius:3px;padding:11px 12px;background:#fafbfd;color:var(--ink);margin-top:7px;min-height:46px}textarea{resize:vertical}fieldset:disabled{opacity:.6}.submit{width:100%}.draft-note{font-size:12px;color:#675321;line-height:1.7;background:#faf5e7;padding:10px 13px;border-radius:3px}.inline-link{background:none;border:0;padding:0;color:inherit;text-decoration:underline;text-underline-offset:3px;font-size:inherit}footer{padding:45px 0 20px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:30px;font-size:13px}footer p{font-size:12px;color:var(--muted);max-width:1000px}.footer-bottom{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-top:20px;margin-top:30px;font-size:12px;color:var(--muted)}dialog{border:0;border-radius:8px;padding:40px;max-width:650px;width:calc(100% - 32px);max-height:85vh;color:var(--ink)}dialog::backdrop{background:#101b31aa}dialog h2{font-size:34px}dialog p{font-size:14px}.dialog-close{float:right;border:0;background:var(--light);width:36px;height:36px;border-radius:50%;font-size:24px}.menu-toggle{display:none}.skip{position:fixed;left:20px;top:-100px;z-index:30;background:white;padding:15px}.skip:focus{top:12px}
@media(min-width:1500px){.hero{padding-top:80px;padding-bottom:90px}}
@media(max-width:1100px){.container{width:calc(100% - 56px)}nav{gap:16px;font-size:12px}.brand{font-size:13px}.brand small{font-size:9px}.hero{gap:36px}.portrait{height:540px}.protection-grid{grid-template-columns:repeat(2,1fr)}.audience,.about,.faq,.contact-grid{gap:45px}.product-list>a{grid-template-columns:120px 1fr 1fr 24px;gap:18px}.product-list h3{font-size:22px}}
@media(max-width:800px){.nav{min-height:78px}.menu-toggle{display:flex;align-items:center;gap:14px;background:none;border:1px solid var(--line);padding:8px 12px;border-radius:4px;font-size:14px}nav{display:none;position:absolute;left:0;right:0;top:100%;background:white;padding:22px 28px;box-shadow:0 15px 20px #14213912;align-items:stretch;font-size:16px}nav.open{display:flex;flex-direction:column}.hero{grid-template-columns:1fr 1fr;gap:25px;padding:45px 0}h1{font-size:43px}.hero .intro{font-size:18px}.portrait{height:510px}.portrait-label{left:20px;bottom:25px}.portrait-label strong{font-size:23px}.portrait-label span{font-size:10px}.hero-details{gap:8px}.hero-details span+span{padding:0;border:0}.section{padding-top:65px;padding-bottom:65px}.section-heading{align-items:flex-start;gap:25px}.section-heading>p{max-width:270px;font-size:14px}.steps{grid-template-columns:repeat(3,1fr)}.product-list>a{grid-template-columns:1fr 1fr 24px}.product-type{grid-column:1/-1;margin-bottom:-10px}.about,.faq,.contact-grid{grid-template-columns:1fr}.about{gap:25px}.faq{gap:30px}.contact-grid{gap:30px}.footer-top{flex-wrap:wrap}.footer-top .brand{width:100%}}
@media(max-width:580px){.container{width:calc(100% - 40px)}.preview{font-size:10px;padding:6px 18px}.brand{gap:10px;font-size:12px}.brand small{font-size:8px;letter-spacing:.08em}.monogram{font-size:30px;padding-right:13px}.hero{grid-template-columns:1fr;padding-top:35px;gap:32px}.eyebrow{font-size:10px;margin-bottom:18px}h1{font-size:46px}h2{font-size:37px}.hero .intro{font-size:20px}.hero .lead{font-size:15px}.actions{margin-top:24px}.actions>.button{width:100%;gap:18px}.hero-details{margin-top:25px;font-size:11px;justify-content:space-between}.portrait{height:410px;border-radius:5px 5px 55px 5px}.portrait img{object-position:50% 33%;transform:scale(1.05)}.portrait-label strong{font-size:29px}.portrait-label span{font-size:12px}.section{padding-top:55px;padding-bottom:55px}.section-heading{display:block;margin-bottom:28px}.section-heading>p{margin-top:20px;max-width:none}.protection-grid article{padding:20px 16px}.protection-grid h3{font-size:16px}.protection-grid p{font-size:14px}.card-number{font-size:21px}.product-list>a{grid-template-columns:1fr 24px;gap:12px;padding:24px 0}.product-type{grid-column:1;margin-bottom:0}.product-list h3{grid-column:1;font-size:24px}.product-list p{grid-column:1}.product-arrow{grid-column:2;grid-row:auto}.steps{grid-template-columns:1fr;gap:12px;margin:30px 0}.steps li{display:grid;grid-template-columns:45px 1fr;gap:0 12px;padding-top:16px}.steps li>span{grid-row:1/3;font-size:28px}.steps h3{margin:5px 0}.steps p{margin:0 0 12px}.audience{grid-template-columns:1fr;gap:25px}.benefits{grid-template-columns:1fr}.about-intro{font-size:25px}.contact form{padding:24px 20px}.form-row{grid-template-columns:1fr;gap:0}.footer-top{align-items:flex-start;flex-direction:column;gap:18px}.footer-bottom{gap:12px;flex-direction:column}dialog{padding:28px 23px}.contact-buttons .button{flex:1;padding:12px}.contact h2{font-size:39px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.hero-contact{display:flex;gap:25px;flex-wrap:wrap}.hero-contact a{font-size:14px;color:var(--blue)}

.meeting-location{margin-top:28px;padding-top:8px;border-top:1px solid #cbd6eb}.meeting-location p{font-size:14px;color:var(--muted);line-height:1.8}.map-new-tab{font-size:12px;font-weight:400}
#insurance-survey{background:#fff;border:1px solid #dbe3f2;padding:30px;border-radius:6px;scroll-margin-top:110px;align-self:start;min-width:0}
#insurance-survey h3{font-family:var(--serif);font-weight:400;font-size:29px;margin-top:0}
#insurance-survey form{border:0;padding:0;background:none}
#insurance-survey [hidden]{display:none!important}
#insurance-survey p{font-size:14px}
#insurance-survey .survey-question{font-size:19px;line-height:1.55}
#survey-progress{color:var(--blue);font-size:12px;font-weight:700;letter-spacing:.06em}
.survey-actions{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;margin-top:24px}
.survey-actions .back{border:0;background:none;padding:10px 0;color:var(--blue)}
.survey-person{border:1px solid var(--line);border-radius:4px;margin:20px 0;padding:18px}
.survey-person legend,.survey-choices legend{font-size:15px;font-weight:700;padding:0 5px}
.survey-person label:last-of-type{margin-bottom:8px}
.survey-person .remove-member{font-size:13px;color:#943434}
.survey-choices{margin-top:0}
.survey-option{display:flex;gap:12px;padding:18px 14px;margin:14px 0;border:1px solid var(--line);border-radius:4px;font-weight:400;cursor:pointer}
.survey-option:has(input:checked){background:#f1f5ff;border-color:var(--blue)}
.survey-option input{width:18px;height:18px;min-height:18px;margin:4px 0 0;flex:0 0 18px;accent-color:var(--blue)}
.survey-option strong,.survey-option span>span,.survey-option small{display:block}
.survey-option strong{color:var(--ink);font-size:16px;margin-bottom:8px}
.survey-option small{font-size:12px;margin-top:10px;line-height:1.65}
.survey-privacy{padding:15px;background:var(--light);border-radius:4px}
#survey-summary{overflow-wrap:anywhere;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
#survey-error{color:#a22525;font-weight:600}
.button:disabled{opacity:.55;cursor:not-allowed;transform:none}
.marketing-consents{margin:22px 0;border:1px solid var(--line);padding:16px;border-radius:4px}
.marketing-consents legend{font-size:14px;font-weight:600;padding:0 5px}
.marketing-consents label{display:flex;gap:12px;align-items:flex-start;font-weight:400;line-height:1.7}
.marketing-consents input{flex:0 0 18px;width:18px;height:18px;min-height:18px;margin:4px 0 0;accent-color:var(--blue)}
.marketing-consents label span{color:var(--ink)}
.survey-send{margin-top:24px}
@media(max-width:580px){#insurance-survey{padding:23px 18px}.survey-person{padding:14px}.survey-actions .button{width:100%}}

.honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}

.language-bar{background:#f3f5f9;border-bottom:1px solid var(--line)}
.language-options{display:flex;justify-content:flex-end;align-items:center;gap:6px;padding:7px 0;flex-wrap:wrap}
.language-label{font-size:12px;color:var(--muted);margin-right:8px}
.language-options button{font:inherit;font-size:12px;font-weight:600;color:var(--ink);background:transparent;border:1px solid transparent;border-radius:4px;min-height:36px;padding:6px 10px;cursor:pointer}
.language-options button span{font-weight:400;margin-left:4px}
.language-options button[aria-pressed="true"]{color:white;background:var(--blue);border-color:var(--blue)}
.language-options button:hover{border-color:var(--blue)}
.language-options button:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.preview[hidden]{display:none}
html{scroll-padding-top:160px}
html:not([lang="pl"]) .nav{flex-wrap:wrap;gap:16px;padding-top:14px;padding-bottom:14px}
html:not([lang="pl"]) .nav nav{flex-wrap:wrap}
html:not([lang="pl"]) .hero h1{font-size:clamp(38px,4.3vw,64px)}
.contact-buttons .button,.survey-send{white-space:normal;text-align:center;overflow-wrap:anywhere}
@media(max-width:800px){.language-options{justify-content:center}.language-label{display:none}html:not([lang="pl"]) .nav{flex-wrap:nowrap}.language-options button{min-height:40px}}
@media(max-width:420px){.language-options{gap:2px;width:calc(100% - 20px)}.language-options button{padding:6px}.language-options button span{font-size:10px;margin-left:2px}.brand small{max-width:170px}.contact-buttons{flex-wrap:wrap}}
@media(max-width:420px){.protection-grid{grid-template-columns:minmax(0,1fr)}}